Our advisers nationally help people with more of them than anyone else in the country – nearly 9 million a year. And it’s been heartbreakingly clear what the biggest problem is over the past 2 years: negative budgets. Nearly 5 million people are in a negative budget, building up debt to get by. A further 2.35 million are living on empty – only escaping a negative budget by cutting their essential spending back to unsafe levels. We’re using our data to help us figure out what is causing negative budgets on a national level.
Read our latest report, The National Red Index and have a look at this thread.